01
Pre-processing
Validation and configuration checks run before every transaction begins.
On the terminal
for any POS terminal.
CerePay
A single payment application that deploys across any Android POS device, regardless of manufacturer, with an interface that carries your brand, not the hardware vendor's.
One certified appfor any POS terminal.
The Payment Lifecycle
A complete payment application.
CerePay handles the full transaction on the device: pre-processing, EMV chip and contactless, cardholder verification, online and offline authorization, settlement, and reporting. It takes a card-present transaction end to end, not a piece of one.
02
EMV chip & contactless
Contact and contactless card processing, with full cardholder verification, working with the device's EMV kernels.
03
Online & offline auth
Routes transactions for online authorization, with offline handling where the scheme and risk rules allow.
04
Settlement & batch
End-of-day reconciliation and batch settlement, handled on the device.
05
Receipts & reporting
Transaction receipts and reporting for every payment, in the formats your operation needs.
06
Your business rules
Build loyalty, fleet cards, split payments and table management on top, without touching the sealed payment core.
One Core, Any Interface
The payment is sealed. The interface is yours.
In CerePay, the payment core is separate from the interface on top of it. The core handles the card, the cryptography, the authorization, sealed and unchanged. The interface is yours to shape.
On most stacks the interface is welded to the payment application, so changing the screen can disturb the payment underneath. That's why estates usually ship one generic screen to every merchant. CerePay breaks that link: change the experience as often as you want; the payment core never moves.
UI Catalog
One certified deployment. A different face for every vertical.
Give each merchant segment its own interface: language, layout and flow that fit how that vertical sells. The payment works the same underneath every one.
The Platform Layer
What keeps it running on the device.
Underneath the payment application, CerePay runs a platform layer on the device: the part that keeps the terminal connected, current and under control. It holds the secure channel to Cerebro, applies software and configuration when they're sent, and handles key management on the device.
It runs in the background. The merchant never sees it, and no one has to touch the terminal to keep it current.
Secure channel to Cerebro Background software delivery On-device key management No field visits
Practical Impact
What changes when you run CerePay.
01
Your payment software stops depending on your hardware.
When the payment application only runs on one kind of device, the device decides everything else. CerePay runs the same across brands, so you choose hardware on price, supply and fit, and switching a device doesn't mean re-platforming your payments.
02
One supplier's problem stops being your problem.
A single hardware source means a single point of exposure: a price change, a shortage, a model reaching end of life. When your application runs across brands, you move volume to whatever's available and priced right, without a software project to follow it.
03
One payment engine, a different face for every vertical.
Most estates ship one screen to every merchant because changing it risks the payment underneath. CerePay seals the two apart, so a restaurant, a pharmacy and a fuel station each get an experience built for how they sell.
04
Your name on the terminal, not someone else's.
The screen a merchant looks at every day is the brand they associate with their payments. With CerePay the interface is yours end to end, so that relationship stays with you instead of the company that made the box.
The Platform
Part of a complete ecosystem.
Each Matech product works independently, but together they compound in value. Cerebro runs the estate from the cloud; CerePay runs the payment on the device.
Engine · TMS
Cerebro
Cloud terminal management: real-time control over every device in the fleet.
Payment Application
CerePay
One certified payment app, on every Android POS device, branded as your own.
You are here
See It For Yourself
See CerePay running on hardware you already deploy.
Walk through the full payment flow on a real terminal, presented with your branding, and see how CerePay fits into your operation.
Sharjah Media City, Sharjah, United Arab Emirates · contact@matechpayment.com